|
What do you think of HSAs?
Send your
comments & questions
This Web site is sponsored by:
MedSave.com
short term
and low cost health insurance including HSA-qualified plans
Ehealthdiscountplan.com
access to PHCS network
discount prices to supplement your HSA
allowable supplemental
insurance for HSA plans
| |
Who Should / Should Not Use a Health Savings Account?
A HSA is useful if:
 | You are under age 63 1/2. |
| You have no significant medical history and are not being treated for
significant pre-existing
medical conditions. |
| You live in any state except Hawaii, Maine, Massachusetts, New
Jersey, New York, Rhode Island and Vermont, or Washington. (HSAs are
hard to find or not priced attractively in these states). |
| You are willing and able to change your current health insurance and enroll in a
new HSA-qualified lower cost health insurance
plan |
A HSA is likely not your best health plan option
if:
| Your employer provides full coverage group health insurance |
| Your normal health care expenses are more than a thousand dollars per year
($2000 for families) |
| You have significant ongoing medical issues, like treatment for diabetes. |
| You expect to have higher than average expenses in the coming year; for
example, if you expect to incur maternity care charges. |
| You do not qualify for low cost health insurance plans. |
|
HealthSavingsAccount-HSA.com