We've sifted through the nation's providers to select the three best HSA Administrators offering a most attractive range of options and services at the lowest price

	Download the application that best suits your purpose.  We recommend any of the four different HSA account services listed below that provide high quality nationwide service.  Each account administrator has its own features, uses and limitations as summarized below.  Simply choose the plan that best suits your needs, download an application, follow the included instructions for completing the application, and mail it to the administrator with your initial deposit check.
	Keep a copy of the application and account disclosures for your own records.
	Remember that the only pre-requirement to open a HSA account is that you must be already enrolled in an HSA-qualified health insurance plan.  See the insurance enrollment page for more information.

 

Features and Advantages	Debit cards, checks, full investment brokerage options through TD Ameritrade	Vanguard no-load mutual funds or a bank account with a debit card (choose one feature or the other, not both)	Most services are free, including debit card
Limitations and Drawbacks	additional options add to  the cost	no debit card with mutual funds, manual withdrawals	fee for paper statements, savings account only, no investments
Enrollment Fee	$25 paper / $18 online	$25	$0
Other fees	monthly fees and other options are priced separately; see application form for details	$35 / $60 Annual administrative fee; see application form for details	none
	open an account online download application	download application list of Vanguard mutual funds	open an account online download application disclosure

Forms may take up to two minutes to download, depending on the speed of your modem.